📈Financial Planning

Clear, practical guidance to help you grow savings, invest wisely, and retire with confidence. Retirement planning, budgeting and cash flow, investment management, risk planning, and more.

500+Clients Advised

$1,200+Avg Annual Savings Found

100%Fiduciary Advice

How It Works

A simple path from questions to confidence

1) Free Intro Call

15–20 minutes

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We learn about your goals and outline next steps. No pressure, no sales.

Understand your priorities
Confirm fit and scope
Clear next-step plan

Most Helpful

2) Build Your Plan

1–2 weeks

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We organize your finances, set targets, and design a clear, practical roadmap.

Budget and savings setup
Investment and risk plan
Retirement and tax strategies

3) Implement & Support

Ongoing

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We help you take action and adjust as life changes so you stay on track.

Step‑by‑step actions
Easy progress tracking
Check‑ins when you need them

Why Choose Us

Advice you can understand and act on

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Fiduciary Commitment

Your interests come first—always.

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Transparent Pricing

Simple, clear fees with no commissions.

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Plain‑English Advice

We explain the why, not just the what.

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Coordinated Care

We'll work with your CPA and attorney when needed.

Financial Planning Services

Clear, actionable guidance for your money goals

Budget & Cash Flow

Typical focus: 0–12 months

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Build a simple spending plan, organize bills, and map where each dollar goes so you can save more without feeling restricted.

Track income and expenses clearly
Automate savings and bill payments
Build 3–6 months emergency fund
Reduce high‑interest debt with a plan
Simple monthly dashboard

Best for: Young families, freelancers, anyone getting organized

Retirement Planning

Typical focus: 5–30 years

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Clarify when you can retire, how much you need, and the steps to get there with a simple, realistic roadmap.

Goal and timeline planning
Tax‑smart saving strategies
Social Security timing guidance
Withdrawal and income plan
Risk and downside protection

Best for: 5–15 years from retirement or recently retired

Investment Management

Typical focus: Risk & growth

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Match your investments to your goals and comfort with risk, using diversified, low‑cost portfolios.

Personalized portfolio design
Diversified, low‑cost funds
Automatic rebalancing
Tax‑efficient strategies
Transparent, simple fees

Best for: Busy professionals, DIY investors wanting a partner

Financial Planning FAQ

Simple answers to common money questions

What's included in a financial plan?

We cover your goals, budget and savings, debt, investing, retirement, insurance needs, and taxes at a high level—then give you a simple action list.

How do you charge for planning?

Transparent, flat or percentage‑based pricing depending on your needs. No commissions for recommendations—our advice is always in your best interest.

Do I need a lot of money to start?

No. We work with people at every stage. The earlier you start, the easier it is to reach your goals.

What's your investment approach?

Diversified, low‑cost funds with the right risk level for you. We focus on long‑term results, not market timing.

How often will we meet?

We meet as needed—usually quarterly at first, then at least once a year or when life changes.

Will you coordinate with my CPA or attorney?

Yes. With your permission, we'll coordinate to keep your tax, legal, and financial strategies aligned.

Ready to Build Your Financial Plan?

Talk with a planner who listens, explains clearly, and helps you take the next best step—no jargon, no pressure.

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Fee‑only, transparent guidance

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Fiduciary standard (your interests first)

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Personalized, step‑by‑step roadmap

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Ongoing support as life changes

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Call or Text for Immediate Help

(801) 850-0872
8AM-6PM M-F

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Email Us

plan@theinsurancebox.com
Get a response within 2 hours