Medicare Enrollment: The Timeline Every Utahn Needs

Medicare enrollment has specific windows and missing them can cost you money for the rest of your life. Here is the timeline.

Initial Enrollment Period

A 7-month window: 3 months before your 65th birthday month, your birthday month, and 3 months after. Enroll during this window to avoid permanent penalties.

What If You Miss It?

Part B penalties add 10% to your premium for every 12 months you were eligible but did not enroll. These penalties are permanent. Our Medicare specialists help Utah residents navigate these decisions every day.